> ## Documentation Index
> Fetch the complete documentation index at: https://docs.stratareserve.co/llms.txt
> Use this file to discover all available pages before exploring further.

# FAQ

> Common questions about Strata, srUSD, and how the system works.

<AccordionGroup>
  <Accordion title="Is Strata a bank, broker-dealer, or fund?">
    No. Strata is modular financial infrastructure — a coordinated multi-entity
    system of independent but interoperable layers. See
    [Entities & Structure](/reference/entities).
  </Accordion>

  <Accordion title="Do I have to sell my asset to get capital?">
    No. Strata's financing structures are non-dilutive and transfer no operational
    control. You access liquidity while retaining ownership and long-term upside.
    See [Financing Structures](/concepts/financing-structures).
  </Accordion>

  <Accordion title="What backs srUSD?">
    srUSD is collateralized by tokenized silver reserves and other approved
    collateral, over-collateralized at conservative ratios, and redeemable 1:1 for
    USDC on-chain. See the [srUSD Monetary System](/protocol/srusd-monetary-system).
  </Accordion>

  <Accordion title="Can I redeem srUSD for the underlying silver?">
    No. srUSD is redeemable for **USDC** only, not for the underlying collateral.
    srSILVER provides direct commodity exposure and is redeemable for USDC at spot
    silver value.
  </Accordion>

  <Accordion title="Why doesn't srUSD pay yield?">
    By design. A non-yield-bearing, fully-redeemable settlement unit avoids being
    characterized as a security or deposit, keeping srUSD usable as neutral
    settlement and collateral across the system.
  </Accordion>

  <Accordion title="How does srUSD hold its peg?">
    Through an autonomous, permissionless redemption floor (\~\$0.997) created by the
    USDC Redemption Pool, plus over-collateralization. It is a collateralized
    mechanism, not trust-and-intervention. See [Collateral & Peg](/protocol/collateral-and-peg).
  </Accordion>

  <Accordion title="Who can invest in Strata offerings?">
    Tokenized offerings are structured as Reg D 506(c) SPVs for accredited /
    institutional investors, subject to KYC and accreditation verification. See
    [For Investors](/guides/for-investors).
  </Accordion>

  <Accordion title="What chains does Strata use?">
    Strata is a hybrid system: legal ownership, identity, and documents are
    off-chain, while srUSD, liquidity, and settlement are on-chain. See the
    [On-chain / Off-chain Boundary](/concepts/onchain-offchain-boundary).
  </Accordion>

  <Accordion title="How is Strata governed?">
    By a Risk Committee with a phased path toward decentralization, with autonomous
    agents operating under policy ceilings. See [Governance](/protocol/governance).
  </Accordion>

  <Accordion title="How do I get in touch?">
    Email [sales@stratareserve.co](mailto:sales@stratareserve.co), or reach the
    team through your existing Strata contact.
  </Accordion>
</AccordionGroup>