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The Credit engine originates asset-backed credit against real collateral. It is a fork of Silo v3, extended with Strata’s shared oracle, risk, and registry layers so that credit markets share the same risk framework as the rest of the system.

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What it does

Origination

Stand up credit facilities backed by asset economics — royalty streams, private credit, and commodity collateral.

Underwriting

Risk-config registries and oracle adapters drive collateral valuation and loan-to-value targets per asset class.

Real collateral

Loans are secured by real assets and asset economics — not projections — addressing the weak-collateral problem in conventional private credit.

Composable settlement

Credit positions settle in srUSD and compose with the Markets engine for liquidity and structured exposure.

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Loan-to-value by asset class

Credit is conservative and asset-aware. Representative LTV / collateral targets:
Ratios are illustrative and set per asset by the shared risk framework. Higher ratios reflect less-liquid or longer-duration collateral.

The shared risk framework

Oracle adapters and risk-config registries are built once and used by every engine, including Credit.